People, across the globe, are in true need of patient-centered health care delivery model since it is the only way that following which we can achieve value-based care. At present, we have come across various health insurance trends which are inclusive of the following:
Virtualized Visits to a Doctor
Telemedicine has worked wonders and revolutionized the healthcare industry to a greater level. More and more healthcare businesses are embracing it as the main element for ease of care delivery for the people from far-off places. Rendering to this increased acceptability, customers prefer the incorporation telemedicine into their medical plans. The driving force behind this preference is the advent of a number of different effective virtual healthcare facilities and applications which delivered optimum outcomes within the past few years. In the light of this increasing likelihood, many of well-known health insurers turned their heads toward its implications. Though virtualized medical plans are less effective as of routine check-ups plus emergency care delivery, anyhow, these are helpful in treating short-term illnesses e.g., certain aches, sinus, and treatment of STDs. It is also predicted that the virtualized visits to the doctor will be increasing over the time.
Inexpensive Medical Plans
Everyone wants a cost-effective and pocket-friendly medical plan to ensure good health for living a healthier life. Since there occurred the allocation of considerable budget for health insurance, the concept of providing inexpensive medical plans to the customers is getting attention. An inexpensive medical plan offered by less recognized health insurance businesses can drive a lot of customers because the cost of care is in high focus.
Incentives and Discounts
We all love discounts and deductions. Regardless of knowing the name, customers are attracting in large numbers to those health insurance organizations that offer medical plans with the inclusion of incentives and discounts. These incentives and discounts are wide-ranging and varying depending on the offering company out of which most prominent ones are those including health tracking apps. An example of these health monitoring/tracking apps is Fitbit’s wearable. A large number of customers prefer the wearable due to their effectiveness and facilitation of health vitals monitoring.
Flexible and Reviewable Medical Plans
Since increased awareness with regard to healthcare trends and ease of accessibility, a giant number of customers perform an in-depth analysis before opting for any health insurance company. Customers are more likely to opt for the organization offering comprehensive coverage with a complete network of healthcare providers. In addition, they look for flexible plans by the doctors so that they could review it as per the client’s requirements. With the help of reviews, many unwanted elements can be eliminated for example insufficient reimbursements, intricate referrals, restricted coverage, an inadequate network of physicians etc. to draw customers towards your practice.
Reserving of Health Insurance
One more health insurance trend that is springing up is increased deductions and reduced premiums. In its broader sense, the patients are opting to pay more as part of their basic healthcare costs e.g., examination of the eye and routine check-ups and at the same time keeping health insurance for unforeseen and high-cost treatments i.e., hospitalization.
All of these above-mentioned healthcare trends will bud out in early 2018. Improved technology and ease of access would lead to the advancement in healthcare trends a lot. In addition, today, people are more educated and self-aware. For this reason, they want and expect good quality and improved care delivery, easily accessible and within their means also. It will be revenue-boosting and highly productive for the healthcare industry to develop more and more consumer-focused medical plans due to their increased demand and acceptability.